Pet Logistics

Bringing Fido Home: The Definitive Guide to Pet Relocation & Insurance in Switzerland (2025)

By Benjamin A. WagnerUpdated Feb 15, 202515 min read

Executive Summary

The Challenge: Switzerland has strict import laws (Rabies, Microchips) and strict ownership laws (Banned Breeds).

The Cost: Vet bills in Switzerland are among the highest in the world.

The Fix: Use a professional relocator for the move, and secure Pet Health Insurance immediately upon arrival.

Moving with pets is stressful. Expats are terrified of their pets dying in transit or being rejected at the border. This guide provides peace of mind through expert advice.

Phase 1: The Relocation (Avoid the Heat)

Airlines are rejecting pets more often due to "Heat Embargoes" (when the tarmac is too hot). Furthermore, improper crates are the #1 reason for denied boarding.

Cabin (The Limit)

  • Usually max 8kg (including bag).
  • Must fit under the seat.
  • Only for small cats/dogs.

Cargo (Large Pets)

  • Requires IATA-compliant wooden/plastic crate.
  • Must have water/food bowls attached.
  • Climate-controlled hold.

The Professional Solution: For a stress-free journey, we strictly recommend using a specialized pet relocator. They handle the customs paperwork, provide IATA-compliant crates, and ensure your pet is treated like a VIP, not luggage.

MA

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Crucial Warning: Switzerland is Federal

Federal law might allow your Pitbull or Staffordshire Terrier, but Canton Zurich or Geneva might ban it. You must check the "Listenhunde" (Breed List) for your specific canton before you sign a lease. If you move to the wrong canton, your dog may be seized.

The "AMICUS" Database

Upon arrival, every dog must be registered in the national database (AMICUS). You have 10 days to visit a Swiss Vet to:

  1. Scan the microchip.
  2. Register the dog in AMICUS under your name.
  3. Check the vaccination book (Rabies must be valid).

Phase 3: The "Hidden Costs"

1. The Dog Tax (Hundetaxe)

Yes, you pay an annual tax just for owning a dog. It varies by municipality but is typically CHF 100-200 per year. You will receive a bill and a metal tag (in some cantons) after registration.

2. Liability Insurance (Tierhalterhaftpflicht)

In most cantons, Dog Liability Insurance is Mandatory. It covers damage your dog causes to others (e.g., biting a cyclist, scratching a car).

Solution: This is often included in your standard Personal Liability (Privathaftpflicht) insurance, but you must check the limits (usually CHF 3M-5M minimum). Compare rates at Primai.ch.

Phase 4: Pet Health Insurance (Or "Tierversicherung")

The Reality: A simple surgery (e.g., torn ligament, swallowed toy) can cost CHF 2,000+. There is no state support for pets.

The Strategy: Buy insurance before the pet gets old or sick. Swiss insurers (like Animalia, Epona, Wau-Miau) strictly exclude pre-existing conditions. If your dog has a history of hip issues, that hip will never be covered again.

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Frequently Asked Questions

Do I need a Pet Passport?

Yes. For travel within Europe, the blue EU Pet Passport is mandatory. From outside the EU, you need a Veterinary Certificate endorsed by officials in your home country.

Are cats taxed?

Generally No. Only dogs are subject to the annual municipal tax.

Is there Quarantine?

It is rare for pets coming from rabies-free or controlled countries (e.g., USA, EU, UK). However, your documents must be perfect. If the Rabies shot is younger than 21 days, entry will be denied.