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Housing
Hauseigentümerverband (HEV)
Homeowners Association
Simple Definition
The powerful lobby/union representing property owners and landlords in Switzerland.
Why this matters to Expats.
They provide the standardized lease contracts that 90% of landlords use. These contracts are generally fair but are written to protect the asset. If your landlord mentions "HEV Contract", you know it is the standard template.
Actionable Intelligence
Calculator: HEV publishes the "Lifetime Table" (Lebensdauertabelle). It proves that a parquet floor lasts 25 years. If you scratch a 20-year-old floor, you only owe 20% of the replacement cost (5 years remaining).
Frequently Asked Questions
Are they evil?
No, they just professionalize the market. Their forms are better than a handwritten note.
Securing a Rental?
The market is tough. Get an edge with professional relocation assistance or deposit insurance.
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